5 Things Every First-Time Homebuyer Should Know

By Gail Harpole, Licensed Realtor in Texas & Oklahoma • April 15, 2025

Buying your first home is a big milestone—and it should be exciting! But I understand how overwhelming it can feel when you’re trying to make the right decisions, especially with so much information (and advice) coming at you from all directions. As someone who truly loves helping people and has walked many first-time buyers through the process, here are five things I believe every first-time homebuyer should know before jumping in.


1. Get Pre-Approved Before You Fall in Love With a House

This is one of the biggest steps—financially and emotionally. Getting pre-approved by a lender not only helps you understand what you can afford, but it also shows sellers that you're serious. It puts you in a stronger position when it’s time to make an offer. I always recommend talking to a trusted lender early in the process so we can narrow down the right homes from the start.


2. Know Your Budget—Not Just What the Bank Says

Just because a lender pre-approves you for a certain amount doesn’t mean that’s what you should spend. Think about your monthly expenses, lifestyle, and future goals. You want your new home to bring you joy—not stress. I’ll help you find a home that fits your needs without stretching your budget too thin.


3. Work With a Realtor Who Listens

Real estate isn’t just about paperwork—it’s about people. I’m not here to pressure you or rush you into something you’re not ready for. My job is to listen to your needs, help you understand your options, and advocate for you every step of the way. From the first showing to the final signature, I’ll be in your corner.


4. Home Inspections Are a Must

Even if the home looks perfect on the outside, a home inspection can uncover issues that aren’t visible right away. It’s one of the smartest investments you can make as a first-time buyer. An inspection can give you peace of mind—or help you make an informed decision about whether to move forward or negotiate repairs.


5. Don’t Be Afraid to Ask Questions

There are no silly questions when you’re buying a home for the first time. This is a learning experience, and I’m here to help you feel confident. Whether you’re unsure about a contract term or just wondering what happens next, I’ll take the time to explain it all in simple, clear language.


Final Thoughts

Buying your first home is a journey—and it’s one you don’t have to take alone. With the right support, it can be a smooth and even enjoyable experience. If you’re ready to start your home buying journey in Texas or Oklahoma, I’d be honored to help guide you through it. Let’s find the home that feels just right for you.

April 15, 2025
Buying a home is more than a transaction—it’s a major life moment. For first-time buyers, it can feel like standing at the edge of something exciting and unknown. That’s where Realtor Gail Harpole steps in, not just as a real estate professional, but as someone who genuinely cares about helping people turn dreams into addresses. Gail’s journey into real estate wasn’t about chasing sales. It was about answering a calling. After over 25 years in professional customer service roles, Gail had built a reputation for patience, professionalism, and a people-first approach. In 2017, she brought that same dedication to real estate, earning her license in both Texas and Oklahoma. Her motivation? Helping people—especially first-time buyers—navigate one of life’s biggest decisions with confidence. “I’m not going to sit here and make a bunch of promises,” Gail says. “But I will tell you this: I will work with you, for you, and alongside your lender to get you the best deal possible. That’s my commitment.” She’s known for going the extra mile—literally. Gail doesn’t mind the long drives, the late-night texts, or the extra showings. She believes finding the right home isn’t about what looks good on paper. It’s about matching people with spaces where their life can grow. Whether it’s a small home on the edge of town or a starter home in the city, she takes pride in uncovering homes that truly fit the buyer’s needs—not just their wants. Born and raised in the metroplex and now living in Marietta, Oklahoma with her husband of over 20 years, Gail is deeply rooted in the communities she serves. Her clients describe her as trustworthy, hardworking, and refreshingly down-to-earth. She’s not about sales tactics or pressure. She’s about results—and relationships. First-time buyers in particular often don’t know what they don’t know. Gail walks them through each stage of the process, answering questions before they’re asked, explaining every document in plain language, and being that steady, reassuring voice during the ups and downs. “When you’re buying your first home, what you really need is someone who isn’t just showing you houses,” Gail says. “You need someone who’s showing up—for you.”  For buyers looking for an agent who will put people before properties, Gail Harpole is ready to help you make a move—with heart, honesty, and a whole lot of hustle.
By By Gail Harpole, Licensed Realtor in Texas & Oklahoma April 15, 2025
Let’s be honest—it's easy to fall in love with a home based on the way it looks. A cozy front porch, an updated kitchen, or the perfect Instagram-worthy bathroom can turn heads fast. But as exciting as those features are, choosing the right home means looking a little deeper. As a Realtor who loves helping first-time homebuyers, I’ve seen how important it is to look beyond the surface and find a home that truly fits your lifestyle, goals, and future. 1. Start With a Smart Wishlist: Wants vs. Needs When we first start looking at homes, I always ask my clients to write down what they want and what they need. These are not always the same thing. You might want hardwood floors and a big backyard—but if you need to be within 30 minutes of your job, that should come first. By identifying your must-haves versus nice-to-haves, we can focus on homes that truly make sense for your life. 2. Think Long-Term, Not Just Right Now That beautiful starter home might be perfect today—but what about 3 or 5 years from now? Are you planning to grow your family? Work from home? Get a dog? It’s important to think about your future lifestyle. A home that fits your current situation and gives you room to grow is a smart investment. I’ll help you ask the right questions now, so you’re not feeling stuck later. 3. Location, Location, Location You’ve heard this before—but it’s true. You can change just about anything in a house except where it’s located. I encourage all my clients to think about things like commute times, school districts, local amenities, and even how safe they feel in the neighborhood. Try driving through at different times of the day or talking to neighbors. A good location makes all the difference in the long run—and it’s one of the best ways to protect your investment. 4. Don’t Let Pretty Photos Cloud Your Judgment Online listings are designed to impress—but that doesn’t mean the home will live up to the pictures. Filters, wide-angle lenses, and great staging can make any house look amazing. That’s why I always recommend seeing homes in person whenever possible. During showings, I’ll help you look at the details—the condition of the roof, the age of the HVAC system, the layout, the flow. These things matter just as much (if not more) than the color of the cabinets. 5. Stay Grounded When Emotions Run High Buying a home is emotional—especially your first one. It’s easy to get swept up in excitement and feel pressured to make fast decisions. But this is a big investment, and you deserve to make it with a clear mind. As your Realtor, I’ll be your sounding board. If something doesn’t feel quite right, I’ll help you slow down, re-evaluate, and make a choice you’re comfortable with. You’ll never be pushed or rushed—only supported. Final Thoughts The perfect home isn’t always the flashiest one—it’s the one that fits you. My job is to help you stay focused on what really matters so you end up in a home you love not just today, but for years to come. Ready to start your home search? Let’s connect and find a home that checks all the right boxes—inside and out.
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